• SM Advantage Privileges Pioneer Insurance

Pioneer Insurance

SMAC AND SM PRESTIGE PROGRAMS

COMPREHENSIVE PERSONAL ACCIDENT INSURANCE

Get a 13 month Pioneer Comprehensive Personal Accident Insurance plan for only 20 SMAC points

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  • 24-hour coverage, worldwide
  • Accidental Death/Disability Benefit
  • Unprovoked Murder and Assault Coverage
  • Accidental Burial Expense Reimbursement

*You must be aged 18 to 70 years old to be eligible to the program.

PERSONAL ACCIDENT AND TRAVEL INSURANCE

Get a 13 month Pioneer Personal Accident and Travel Insurance plan for only 40 SMAC points

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  • Up to P150,000 Upgraded Comprehensive Personal Accident Insurance: grants cash benefits for losses caused by death or injury due to accident for 13 months
  • Up to P2,500,000 Upgraded Travel Personal Accident Insurance**
  • Travel Inconvenience Benefits**
    • Reimbursement for Loss/Damage to Baggage up to P20,000 while travelling outside the Philippines
    • Medical Expense Reimbursement up to P5,000 for reasonable and customary expenses incurred due to sickness and accidents while travelling
    • Reimbursement up to P1,000 for every 12-Hour Flight Delay and Reimbursement up to P1,000 for every 12-Hour Luggage Delay
    • 24-Hour Emergency Hotline Access while travelling – Call (632) 878-1280 (Philippines) or (603) 277-25672 (Malaysia)

*You must be aged 18 to 70 years old to be eligible to the program.

*Review and consideration of members’ eligibility is done every 15th of each month. Effectivity commences on the 16th of the same month.

 

How to Avail the Pioneer Insurance Program

Submit the accomplished opt-in form available at the Customer Service Counters of any branch of The SM Store or SM Markets. You can also send it via fax to 833-8888 (press option 1, then option 6) or you may access this link https://smadvantage.com/smacmem/#login.